Terms & Conditions – cfoacademy.org

TERMS OF USE

of MECA CFO Academy LLC and its Affiliates
Effective Date: January 1, 2024 | Last Updated: October 17, 2025

1. Overview

These Terms of Use (“Terms”) govern your access to and use of the websites, learning platforms, digital courses, coaching programs, and other services provided by MECA CFO Academy LLC and its affiliates (“MECA,” “we,” “us,” or “our”).
By accessing or using any of our Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use our Services.

2. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) to access our Services.
By registering, you confirm that you have authority to enter into these Terms and are not barred under applicable law.

3. Use of Services

You agree to use our Services responsibly and in compliance with all applicable laws. You agree not to:

Copy, share, or distribute our content without written authorization.
Upload or transmit viruses or harmful code.
Misrepresent your identity or affiliation.
Interfere with or disrupt our systems, servers, or networks.
Use our Services for commercial solicitation or competitive research.

4. Account Registration and Security

Certain Services require account creation. You agree to:

Provide accurate and complete information.
Maintain the confidentiality of your login credentials.
Notify us immediately of any unauthorized use of your account.
MECA is not liable for losses due to your failure to protect account credentials.

5. Payments, Refunds, and Cancellations

Fees for courses, memberships, or programs must be paid in full at registration unless otherwise stated.
Refunds follow the program-specific policy published on our website or registration forms.
MECA may change fees or modify offerings at any time with reasonable notice.
You authorize MECA and its payment processors to process charges using your chosen payment method.

6. Intellectual Property Rights

All course materials, slides, videos, simulations, frameworks, graphics, and written content are owned by MECA CFO Academy LLC or its licensors.
You are granted a limited, non-exclusive, non-transferable license for personal and educational use only.
You may not reproduce, distribute, or use any MECA materials for commercial purposes without written permission.

7. User Content and Conduct

Participants may post comments, discussions, or assignments (“User Content”) in MECA platforms.
By submitting User Content, you grant MECA a worldwide, royalty-free, perpetual license to use such content for educational, operational, and promotional purposes.
You agree that your submissions will not:

Violate any third-party rights or laws;
Contain defamatory, obscene, or discriminatory material;
Include confidential corporate data without authorization.
MECA reserves the right to remove any inappropriate or unlawful material.

8. Confidentiality of Learning Materials

All course materials, frameworks, and discussion content shared in MECA programs are confidential and intended solely for enrolled participants.
You agree not to share or reproduce such materials without prior written approval from MECA.
This confidentiality obligation survives termination of your participation.

9. Third-Party Links and Resources

Our Services may contain links to external websites or tools. These are provided for convenience only.
MECA does not endorse or control such third-party content and assumes no responsibility for their policies or actions.

10. Disclaimers

MECA provides its Services for educational and informational purposes only.
We do not provide financial, legal, or investment advice.
MECA makes no guarantee of specific career outcomes, promotions, or business results.
Services are provided “as is” and “as available,” without warranties of any kind, express
or implied.

11. Limitation of Liability

To the fullest extent permitted by law:

MECA CFO Academy LLC and its affiliates, directors, officers, or employees are not liable for indirect, incidental, or consequential damages, or for loss of profits, data, or goodwill arising from use of our Services.
Our total liability for any claim shall not exceed the amount you paid for the specific program giving rise to the claim.

12. Indemnification

You agree to indemnify and hold harmless MECA, its affiliates, officers, employees, and agents from any claims, losses, or damages (including legal fees) arising from:

Your violation of these Terms;
Your misuse of the Services; or
Your violation of law or third-party rights.

13. Termination

We may suspend or terminate your access to Services at any time for breach of these Terms or conduct that harms MECA or its users.
Upon termination, you must cease using MECA materials and destroy any copies in your possession.

14. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of New Jersey, USA, without regard to conflict-of-law principles.
All disputes shall be resolved exclusively in state or federal courts located in New Jersey, and you consent to their jurisdiction and venue.

15. Updates to These Terms

We may modify these Terms periodically. Updates take effect upon posting on our website, and continued use of the Services constitutes acceptance of the revised Terms.

16. Contact Information

MECA CFO Academy, LLC
33 Terrapin Ln, NJ 08619, United States
Email: Support@CFOAcademy.org
Phone: +1 732 666 3153
Attn: Legal & Compliance Department

17. Entire Agreement

These Terms, along with the Privacy Policy and any specific enrollment agreements, constitute the entire understanding between you and MECA CFO Academy LLC.
They supersede all prior written or verbal communications regarding your participation in MECA programs.

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